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Tag Archive: Tips

  1. Boosting Employee Performance and Engagement: The Power of Payroll Saving and Loans

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    Boosting Employee Performance and Engagement: The Power of Payroll Saving and Loans

    As we celebrate Happiness at Work Week, it’s essential to recognise that employees’ financial well-being plays a pivotal role in their overall happiness and job satisfaction. 

    Financial stress is a significant source of anxiety for many individuals. According to surveys, it ranks as one of the top causes of stress for employees. When employees are preoccupied with their financial struggles, it can negatively affect their performance and engagement at work, so we’re taking a look at the ways in which payroll saving and loans can help alleviate these concerns: 

    Financial stability through payroll saving. 

    One of the most effective ways to enhance financial wellbeing is by encouraging employees to save a portion of their income regularly. Payroll saving allows employees to automate their savings, ensuring that they consistently set money aside for emergencies, retirement or other financial goals. 

    By partnering with a credit union like ours, employers can facilitate this process, making it easy for employees to allocate a portion of their salary to a savings account. This financial stability can reduce the stress associated with unexpected expenses, giving employees peace of mind and allowing them to focus better on their job responsibilities. 

    Access to responsible loans. 

    Life is full of unexpected challenges, and sometimes employees may require financial assistance to overcome them. In such cases, offering access to responsible loans can be a game-changer.  

    At Leeds Credit Union, we provide employees with the opportunity to access loans with competitive interest rates, flexible repayment terms and responsible lending practices. 

    When employees know they have a reliable source of affordable credit, they are less likely to turn to high-interest payday loans or accumulate debt on high-interest credit cards. This peace of mind can help them stay focused on their work and maintain a higher level of job satisfaction. 

    Improved financial literacy. 

    In addition to providing financial products, many credit unions also offer financial education resources. By offering workshops, webinars or one-on-one consultations, employees can enhance their financial literacy and make more informed decisions about their money.  

    When employees have a better understanding of their finances, they are more likely to manage their money wisely, reduce debt and achieve their financial goals. This, in turn, can lead to reduced stress, increased job satisfaction and higher levels of engagement at work. 

    Leeds Credit Union – we’re here to help. 

    During Happiness at Work Week, let’s remember that a happy and engaged workforce is a productive one. By addressing employees’ financial wellbeing through payroll saving and loans, employers can create an environment where employees feel more secure, less stressed and better equipped to perform at their best. 

    At Leeds Credit Union, we are committed to helping both individuals and businesses in Leeds and the surrounding areas improve their financial wellbeing. By partnering with us, employers can take a significant step towards enhancing their employees’ performance, engagement and overall happiness at work.  

    If you’re interested in exploring how payroll saving and loans can benefit your employees and organisation, click here. 

  2. Preparing For The New School Year.

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    The summer holidays are nearly over so we’re looking at the ways in which parents can reduce the cost of sending their kids back to school.

    With the new school year just around the corner, parents across the UK are beginning the annual task of ensuring their little ones are fully equipped.

    But with the nation still in the throes of a cost-of-living crisis, the prospect of forking out hundreds of pounds for school uniforms and new equipment is likely to be giving many parents sleepless nights.

    And that figure is no exaggeration; according to the Schoolwear Association, the average cost of compulsory secondary school uniform in England in 2023 is £96.24 per pupil.

    While new laws around schools helping parents clothe their kids for less should help cut some of the cost, there are other ways to keep the expense of buying uniforms manageable. These include:

    Shopping at supermarkets.

    Most supermarkets have good-sized clothing sections these days and many of them do an excellent line in school uniforms. So long as your child’s school allows generic clothing, plain coloured items with no badges or branding can be picked up at massively reduced prices.

    If your child does require clothing with a logo, it may be possible to buy a generic item of clothing and iron or sew a badge on yourself.

    Hit the sales.

    Retailers like Sainsburys and Marks & Spencer offer clothing discounts across their entire ranges a few times a year. Check out what offers are currently available online and, if you get your timing right, you could get as much as 25% off the cost of a school uniform.

    Buy second-hand uniforms from your child’s school.

    If you’re lucky, your child’s school will host second-hand uniform sales a few times a year, enabling you to pick up everything they’ll need for the next 12 months at a fraction of the first-hand price.

    School or council support.

    Although funding cuts have made it harder for councils and state-run schools to provide grants for school uniforms, some councils and schools do still offer financial support. Use the Government’s postcode checker tool to see if your local council can help, or contact your children’s school directly.

    Look for a bargain online.

    eBay and Facebook Marketplace often throw up offers that look too good to be true, so remember to check their websites regularly. And don’t dawdle if you do see something useful – good deals usually get snapped up in no time at all.

    When it comes to equipment, your little one’s needs will vary depending on whether they attend primary or secondary school but the items of equipment most commonly required are:


    Although plenty of schoolwork is done on computers and laptops these days, schoolchildren are still expected to carry an extensive list of stationery items with them. The essentials include:

    Pencil sharpener
    Pencil case
    Set square
    Glue stick

    The good news is that stationery is both relatively inexpensive and long-lasting. Retailers like WHSmiths and Rymans usually have sales or multi-buy offers on back-to-school essentials during August and early September so keep an eye on their websites and take advantage of any bargains to keep your costs down.

    It’s also worth asking family and friends with kids who have left school if they have any kit left over that you could buy used or just take off their hands. Similarly, charity shops often have plenty of equipment to choose from, as do pound shops and online marketplaces.

    The cheapest way to pick up specialist maths equipment is to buy it as a set, while basic calculators can be picked up from most supermarkets from as little as £10.

    Electronics and accessories.

    If you need to buy your child a laptop, you’ll want to get one that’s light enough for them to carry around, small enough to be easily transportable and that holds enough charge to get them through a school day.

    If the cost of buying a new laptop is prohibitive, don’t worry – refurbished laptops are easily available in shops and online and offer an affordable way to purchase a high specification laptop at a reduced price. Check out Refurbished Laptops for high quality devices that have been tested to guarantee they’re as good as new and wiped clean of previous data.

    Other essentials.

    Other items you might need to pick up include backpacks, lunchboxes and water bottles.

    Sports Direct currently has a sale on backpacks, with sports-mad children sure to find something suitable at a reasonable price, while Amazon has an enormous selection with something to suit every budget. Amazon also offers the widest range and excellent value for money on lunchboxes and water bottles.

    Back to school September 2023.

    If you’re a parent, the fact that the new school year also means a new set of costs is something you’re probably all too familiar with.

    If you’re concerned about how you’ll pay for new uniforms and equipment this year, our Family Loans allow you to borrow as much as £1,000 to help cover the cost. For more information, click here.

  3. Celebrating ‘Love Parks Week’

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    Taking place from July 28th to August 6th, Love Parks Week 2023 is UK-based environmental charity Keep Britain Tidy’s annual campaign that celebrates parks, green spaces and the people that look after them.

    Excellent places to connect with nature and get some fresh air, exercise or peace and quiet, spending time in parks – or any pleasant outdoor space – can also benefit our mental health, so ensuring they’re well taken care of and accessible to all is extremely important – and most of all, free to enjoy!

    Anyone living in and around Leeds knows there are no end of wonderful parks in our region, so which ones should you prioritise visiting over Love Parks Week 2023? We take a look!

    Roundhay Park

    One of the biggest city parks anywhere in Europe, Roundhay Park sets an incredibly high standard for all other Yorkshire parks to live up to. 

    And with 700 acres of lush and beautiful parkland, woodland, gardens and lakes, plus playgrounds and a skate park for kids, it’s easy to see why. 

    The park is also home to a massive amount of wildlife, including deer, rabbits, foxes, swans and woodpeckers, so visitors are pretty much guaranteed to see something special while they make their way around one of its five different trails.

    Roundhay Park, Roundhay, Leeds. LS8 2ER.

    Beckett Park

    Tucked away in the bustling suburb of Headingley is Beckett Park, an oasis of calm among the area’s high-energy vibe.

    Featuring plenty of wide open spaces lined with cherry blossoms and other trees, it’s the perfect place to enjoy a spot of sunbathing or ball games when the weather’s fine. It’s also a great spot for a walk whatever the weather, with wooded areas carpeted with bluebells and even a hidden monument to Queen Victoria!

    Beckett Park, Churchwood Avenue, Headingley, Leeds. LS16 5LF.

    Pudsey Park

    Home to more than seven acres of grassland, sprawling gardens and a huge variety of trees, it’s no surprise that the award-winning Pudsey Park is one of Leeds’ most popular green spaces.

    Walkers will have a great time strolling around the Gothic-style Church of St Lawrence, while those with a competitive edge can enjoy a game of bowls on the green and music-lovers can take in live music from the park’s traditional bandstand.

    Throw in a large playground and a skatepark to keep younger family members entertained and you’ve got a park that can comfortably call itself one of Yorkshire’s best days out.

    Pudsey Park, Church Lane, Pudsey, Leeds. LS28 7RR.

    Gotts Park

    Looking for Leeds’ best place to exercise in the fresh air? Look no further than Armley’s own Gotts Park.

    Spread over 74 acres of green spaces, gardens and woodland, Gotts Park is a must for fitness fans. Boasting numerous picturesque walks around the likes of a Grade II-listed fountain and a war memorial, not to mention an 18-hole golf course at the nearby Gotts Park Mansion, this is a brilliant place to get out and get active.

    If you’re feeling particularly brave, you could even tackle the notorious ‘Killer Steps’ – a set of 161 Victorian steps that are guaranteed to test your limits!

    Gotts Park, Armley Ridge Road, Leeds. LS12 2QX.

    Hyde Park 

    Also known as Woodhouse Moor, Hyde Park is another of the region’s most popular public parks and one of the oldest.

    Boasting five breath-taking, tree-lined avenues that meet in the centre, Hyde Park provides visitors with jaw-dropping views of Kirkstall Valley and the opportunity to enjoy a stroll around a plethora of Victorian statues.

    In addition to all the open grassland, Hyde Park is also home to allotments, tennis courts and a skatepark, meaning it has something for everyone to enjoy.

    Woodhouse Moor, Woodhouse Lane, Leeds. LS6 1SJ.

    Enjoy Love Parks Week with Leeds Credit Union! 

    Although entry to these parks are free, we know that days out to public spaces usually incur some costs for families to bear. If you need a small loan to help you cover your expenses this summer, you can apply to borrow as much as £1,000 with one of our Family Loans by clicking here.

  4. How to Host the Perfect BBQ

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    How to Host the Perfect BBQ

    Wherever there’s sun, there’s usually someone firing up a barbecue and this year, we think it should be YOU! 

    To celebrate summer’s arrival, we want to help you amaze and delight your friends and family by throwing the best BBQ party they’ve ever attended, so dig out your apron and fire up the grill – it’s time to get cookin’.

    Keep it simple

    There’s a reason you don’t often see people in suits at barbecues – they’re supposed to be casual, so make sure yours is a relaxed affair. Try to host it on a day when the sun’s shining and that will do a lot of the hard work for you; after that, you just need to provide plenty of seating and/or space in your garden and keep the food and drinks coming.

    Speaking of which…

    What to serve

    It’s a barbecue so burgers and sausages are non-negotiable. You could also consider steaks, kebabs or chicken drumsticks if you think your carnivorous guests need more options too. And always go for quality over quantity – 10 top quality burgers are better than 20 bland ones.

    As for vegetarians, roasted veggie skewers or meat-free burgers and sausages are always a safe bet.

    You’ll also need some sides to serve with your mains. A couple of large bowls of salad, some loaves of garlic bread, coleslaw and a variety of sauces will suffice. Stocking up on crisps/crackers/breadsticks and dips so your guests have something to nibble on while the food is cooking is a good idea too, as is getting plenty of cheese and lettuce for those who want toppings on their burgers.

    If you’re going to serve dessert, keep it summery with some ice cream or classic strawberries and cream.

    In terms of beverages, you’ll want to keep your fridge well stocked. If you’re serving alcohol, you’ll have a decent idea of how much everyone will drink but most people will generally have one or two drinks per hour. If you’re concerned about the cost of alcohol making the barbecue too expensive, why not ask your guests to bring their own?

    Non-alcoholic options are important too, so have jugs of iced water (or fruit infused water) dotted around, as well as lemonade or iced tea in the fridge. Remember to make plenty of ice cubes in advance or buy a bag of ice just before the party begins too – the last thing you want is your guests overheating.

    What other items do I need?

    Napkins, paper plates, reusable plastic cups and cutlery are all essential, as are suitable lighting if the party’s likely to continue into the evening. String lights are inexpensive and can be easily draped along fencing or on low tree branches to create an ambient atmosphere.

    You’ll also need to create a suitable playlist to set the mood, put a smile on people’s faces and keep things upbeat. It’s your party so you get to choose what makes the cut but make sure there’s something for everyone. A few cheesy classics everyone knows the words to never go amiss – just remember to keep the volume at a level that won’t upset your neighbours and will allow your guests to have a conversation without shouting.

    You may also want to think about providing a few games, especially if children will be present. If you have the room, lawn games like swingball, croquet or cricket are always popular; if not, buying cheap water pistols for kids and decks of cards for adults is an easy win.

    Where to get hold of a new bbq

    If you’re in the market for a new barbecue, check out this ‘Best BBQ 2023’ article from Ideal Home magazine for suggestions on bringing your garden kitchen to life, whatever your budget.

    Before you make a purchase though, it’s worth asking yourself how often you’re realistically likely to use your BBQ. If the answer is ‘once a year at most’, it might be worth foregoing a more expensive option and investing in some disposable ones from your local supermarket instead.

    The benefits of BBQs

    That’s right, not only are they delicious but barbecues are also fairly unique in that they can benefit both physical and mental wellbeing.  

    For starters, using a barbecue reduces fat intake as much of it drips through the grates and onto the bottom of the grill during cooking – good news for your cholesterol levels.

    By cooking slower and at a lower temperature, barbecued food also preserves its key vitamins and minerals better than many other cooking methods, helping your body turn the food into energy and allowing you to maintain a healthy diet.

    Attending a barbecue party is also good for your mental health as studies have shown that interacting with others boosts feelings of well-being, improves your mood and decreases feelings of depression. Talk about a win-win!

    Cook up a storm with Leeds Credit Union

    Whether you want to invest in a brand new barbecue or just need a hand getting your garden ready for summer, you could borrow from £250 to £25,000 with one of our tailored loans. To find out more, click here.

On Monday, 4th December 2023, our systems will be down for scheduled maintenace from 3pm for approximately three hours.

This means head office, branches and online banking/app will not be contactable or usable.

We apologise for any inconvenience this may cause.