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Membership Account

Our membership account is a basic, instant savings account.

Everyone who joins Leeds Credit Union is given a Membership Account.

Members wishing to save into this account are encouraged to make a minimum savings deposit each week or month.

Account name

  • Membership Account

What is the interest rate?

  • The Membership Account does not pay interest or a dividend.

How do I open and manage my account?

  • You must be aged 18 or over;
  • You must be a member of Leeds Credit Union. To become a member you must live or work in Leeds, Wakefield, Harrogate, Craven or the London Borough of Barking & Dagenham, or by associated with one of our partners.
How to open an account:
  • You can open a Membership Account online, in branch or by downloading and posting an application form.
Operating the account:
  • You can manage your account online, in branch or via our mobile app.
  • Minimum opening deposit: £1
  • Minimum operating balance: £1
Annual fee:
  • There is an annual fee of £5.

Can I withdraw the money?

  • Yes, you can make unlimited withdrawals via our branches, online or via our mobile app.

Additional information

  • You must have a Membership Account with a balance of at least £1 to borrow from Leeds Credit Union.
For existing members, simply email services@leedscreditunion.co.uk, quoting your membership number, and the savings account you would like to open. Our team would be happy to help. If you are not a member of the credit union already, you can apply online, in branch, or download our application form. Find our Terms & Conditions here. You can also view our Privacy Policy, which describes how we use our members' information.

On Monday, 4th December 2023, our systems will be down for scheduled maintenace from 3pm for approximately three hours.

This means head office, branches and online banking/app will not be contactable or usable.

We apologise for any inconvenience this may cause.