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Membership Account

Our membership account is a basic, instant savings account.

Everyone who joins Leeds Credit Union is given a Membership Account.

Members wishing to save into this account are encouraged to make a minimum savings deposit each week or month.

Account name

  • Membership Account

What is the interest rate?

  • The Membership Account does not pay interest or a dividend.

How do I open and manage my account?

  • You must be aged 18 or over;
  • You must be a member of Leeds Credit Union. To become a member you must live or work in Leeds, Wakefield or the London Borough of Barking & Dagenham, or by associated with one of our partners.
How to open an account:
  • You can open a Membership Account online, in branch or by downloading and posting an application form.
Operating the account:
  • You can manage your account online, in branch or via our mobile app.
  • Minimum opening deposit: £1
  • Minimum operating balance: £1
Annual fee:
  • There is an annual fee of £5.

Can I withdraw the money?

  • Yes, you can make unlimited withdrawals via our branches, online or via our mobile app.

Additional information

  • You must have a Membership Account with a balance of at least £1 to borrow from Leeds Credit Union.
For existing members, simply email services@leedscreditunion.co.uk, quoting your membership number, and the savings account you would like to open. Our team would be happy to help. If you are not a member of the credit union already, you can apply online, in branch, or download our application form. Find our Terms & Conditions here. You can also view our Privacy Policy, which describes how we use our members' information.