Leeds Credit Union’s loans range from small loans of £250, up to large loans of £10,000 and even up to £20,000.
So whether you’re looking for additional support to pay for home improvements, a new car or simply to help you manage your bills, you could find the right loan amount to suit your needs.
We offer rates from 3.9% APR to 42.6% APR dependent on circumstances, loan amounts and our lending policy. It’s easy to apply and we aim to provide a quick, fair, affordable decision*.
A loan for up to £2000 could be used to cover that unexpected emergency such as car repairs or your washing machine breaking down. Or, you could treat yourself to a weekend break with the kids, a new sofa or even just the latest gadget.
Loans are available to UK residents and over 18's only. Rates will vary depending on loan amount and individual circumstances*. Subject to status.
A loan for £2001-2500 could be used to cover some home improvements or simply to improve your purchasing power.
A loan for £2501-3000 could be used to treat yourself to a well deserved holiday or simply to improve your purchasing power.
A loan for £3001-4000 could be used to cover that dream trip away, refurbish your home or simply to improve your purchasing power.
A loan for £4001-7500 could be used to cover the wedding you are planning or simply to improve your purchasing power.
Loans are available to UK residents and over 18's only. Rates will vary depending on loan amount and individual circumstances*. Subject to status. Please note, consolidation Loans are unlikely to be at this rate.
A loan for £7501-10,000 could be used to cover those refurbishments to your home or simply to improve your purchasing power.
Loans are available to UK residents and over 18's only. Rates will vary depending on loan amount and individual circumstances*. Subject to status. Please note, consolidation loans are unlikely to be at this rate.
A loan for £10,001-20,000 could be used to buy your dream new car or perhaps a new extension
Loans are available to UK residents and over 18's only. Rates will vary depending on loan amount and individual circumstances*. Please note, consolidation loans are unlikely to be at this rate. Subject to status.
Use our loan calculator to get an idea of how much you could borrow and what your repayment terms could look like with a loan from us.
This summary is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. All loan decisions and actual rates are dependent upon personal circumstances. Ask for a personalised illustration. Loan products may be withdrawn at any time and are subject to availability at the time of application. Leeds Credit Union cannot be held responsible for any errors or omissions.
They are tailored to you – whether you need a school uniform, to pay for a wedding, or an extension for your home, our loans are built around you. They also have competitive and fair interest rates that are capped by Credit Union legislation. We also take care when offering you a loan and unlike some other lenders, we will never encourage you to pay more than you can afford.
You can apply for a loan if you meet one of the following criteria:
New members can apply if:
You can choose the period over which you repay the loan, depending on the amount borrowed. There are a number of ways in which you can repay the loan - through your bank or building society, payroll deduction from your employer, or by Benefit Direct.
We always aim for a quick decision on all loans. However, it is important that you answer all questions accurately and we may ask for additional information. Decisions may take longer at peak times as our loans are very popular.
The regular updates and online banking is helpful.
I'm very happy with the service I receive, having online services makes everything easier.
The staff are always polite and answer any questions that you ask of them.
It’s a great service for financial support and it’s affordable.
Staff are always pleasant and the mobile app is very easy to use, I feel safe and secure
I have signed a lot of my friends and family up and I always recommend LCU to
anyone that is struggling.
Your online services and simple to use. Good to be able to check balances and apply online.
Very helpful and professional on the phone. Website is easy to use.
Leeds City Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 213369).
Tel: (0113) 242 3343 Email: firstname.lastname@example.org
Registered Office: Leeds City Credit Union Ltd, 2nd Floor Westminster Buildings, 31 New York Street, Leeds LS2 7DT
Site by Shaw, Edinburgh
© Leeds City Credit Union 2018
Please note that due to the Government instructed lockdown we have had to update our opening hours.
Our Wakefield branch is reopening on 12 April 2021.
Please click here for the branch opening hours
Please click here to check your balance using the online banking system.
Please note due to the lockdown, cheques will not be processed. Please do not post them to our Head Office as they will be returned.