Leeds Credit Union’s loans range from small loans of £250, up to large loans of £20,000.
So whether you’re looking for additional support to pay for home improvements, a new car or simply to help you manage your bills, you could find the right loan amount to suit your needs.
We offer rates from 3.9% APR to 42.6% APR dependent on circumstances, loan amounts and our lending policy. It’s easy to apply and we aim to provide a quick, fair, affordable decision.
Loans are available to UK residents and over 18's only.
A loan for up to £2000 could be used to cover that unexpected emergency such as car repairs or your washing machine breaking down. Or, you could treat yourself to a weekend break with the kids, a new sofa or even just the latest gadget.
Loans are available to UK residents and over 18's only. Rate advertised is based on a good credit score. Rates will vary depending on loan amount and individual circumstances. Subject to status.
A loan for £2001-2500 could be used to cover some home improvements or simply to improve your purchasing power.
A loan for £2501-3000 could be used to treat yourself to a well deserved holiday or simply to improve your purchasing power.
A loan for £3001-4000 could be used to cover that dream trip away, refurbish your home or simply to improve your purchasing power.
A loan for £4001-7500 could be used to cover the wedding you are planning or simply to improve your purchasing power.
Loans are available to UK residents and over 18's only. Rate advertised is based on a good credit score. Rates will vary depending on loan amount and individual circumstances.
A loan for £7501-10,000 could be used to cover those refurbishments to your home or simply to improve your purchasing power.
Loans are available to UK residents and over 18's only. Rate advertised is based on a good credit score. Rates will vary depending on loan amount and individual circumstances. Subject to status. Please note, consolidation loans are unlikely to be at this rate.
A loan for £10,001-20,000 could be used to buy your dream new car or perhaps a new extension
Loans are available to UK residents and over 18's only. Rates will vary depending on loan amount and individual circumstances. Rate advertised is based on a good credit score. Please note, consolidation loans are unlikely to be at this rate. Subject to status.
Use our loan calculator to get an idea of how much you could borrow and what your repayment terms could look like with a loan from us.
This summary is for illustrative purposes only and is based on you having a good credit score, so as to give you, the borrower, an overview of the potential cost of borrowing. All loan decisions and actual rates are dependent upon personal circumstances. Loan products may be withdrawn at any time and are subject to availability at the time of application. Leeds Credit Union cannot be held responsible for any errors or omissions. Over 18’s only may apply.
They are tailored to you – whether you need a school uniform, to pay for a wedding, or an extension for your home, our loans are built around you. They also have competitive and fair interest rates that are capped by Credit Union legislation. We also take care when offering you a loan and unlike some other lenders, we will never encourage you to pay more than you can afford.
You can apply for a loan if you meet one of the following criteria:
New members can apply if:
You can choose the period over which you repay the loan, depending on the amount borrowed. There are a number of ways in which you can repay the loan - through your bank or building society, payroll deduction from your employer, or by Benefit Direct.
We always aim for a quick decision on all loans. However, it is important that you answer all questions accurately and we may ask for additional information. Decisions may take longer at peak times as our loans are very popular.
I have signed a lot of my friends and family up and I always recommend LCU to
anyone that is struggling.
Fantastic service! I recommended LCU to my sister who has now opened her own account.
Telephone staff are very friendly, knowledgeable and helpful.
Always there when a little help is needed.
I am very happy with the service provided by LCU especially during lockdown.
I would and have recommended LCU to others. It makes saving easy and I have never been
a saver in the past!
Your online services and simple to use. Good to be able to check balances and apply online.
Great service. No issues. Effective website.
Leeds City Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 213369).
Tel: (0113) 242 3343 Email: firstname.lastname@example.org
Registered Office: Leeds City Credit Union Ltd, 2nd Floor Westminster Buildings, 31 New York Street, Leeds LS2 7DT
Site by Shaw, Edinburgh
© Leeds City Credit Union 2018
OUR LEEDS CITY BRANCH IS CURRENTLY CLOSED
Unfortunately, our Leeds City branch is closed due to a water leak. Please use our online banking service or the app to access your account, where you will be able to use our faster payment service should you need to transfer money.Alternatively, please visit one of our other Leeds branches at Merrion Centre, Middleton, Armley or Dewsbury Road.We are sorry for the unexpected closure and will endeavour to re-open at the earliest opportunity.
Please click here for the branch opening hours
Please click here to see how else you can access your funds