Spread the cost of Christmas

Lets face it, Christmas can be an expensive time of year. The average cost of Christmas in the UK is around £821.25 per household, so with a Leeds Credit Union loan of £850, we can help you spread the cost to only £19.53 per week! If you are new to Credit Union you can open your account and apply for a loan at the same time using our online application form. Existing members can also apply to 'top up' their outstanding loan balance keeping the same weekly or monthly repayments.


We offer short term loans at only 42.6% APR. Other payday loan providers may charge around 1,509% APR


Weekly or monthly payments to suit your budget


We pride ourselves on providing members with the most appropriate services based on their circumstances

Who can join Leeds Credit Union?

Anyone living or working in Leeds, Wakefield, Harrogate or Craven and anyone who works for one of our select employers can join to save & borrow.

What our customers say

“Very quick and professional service, would certainly recommend them and I would happily use them again.”

Mr Waterworth, LCU Member

Want to get started?

Apply now to ask for a loan or start one of our savings plans

Need some help?

Call Us