Online Shopping Advice

Monday, November 16, 2020

How to Stay Safe when Shopping Online

Our recent survey showed that Leeds Credit Union members were 5 times more likely to shop online and use online retailers. This has of course increased due to the current situation with the COVID-19 pandemic and the subsequent restrictions, with even more of us favouring ecommerce over the high streets.

So in the run up to Christmas and with big sales events around the corner, we’ve created a list of tips and tricks to help our members stay safe and secure whilst they browse online.

Use familiar websites

Start your shopping at trusted websites such as Amazon and eBay. It can be easy to be lead astray by sites offering the best deals but these may not be secure. Always check that you see a padlock in the top left corner of the URL, so you know that all your information such as credit cards, email addresses and passwords are safe and secure. Find out more about this here on Which.

Consider how you are going to pay

Credit Cards are usually safer and more reliable than Debit Cards - you have more protection if something goes wrong! There are many services you can use to pay for purchases - like Google Pay - without giving the seller your credit card information directly.

Don't use online stores that require or ask for too much information

Expect to provide some method of payment, shipping address, telephone number, and email address, but if the seller requests other information don’t go through with your purchase. Check the site’s privacy policy to understand how exposed your information may become-many stores clearly state that they do not share, sell or rent consumer’s information.

Sign out of websites and make sure you check your statements

When you’ve finished shopping, sign out of the website and clear your cookies if you’re using a computer that anyone else has access to. This way you can be sure your personal and card details aren’t saved and potentially at risk of being used by someone else. You should also check your statements after your purchases, just to 100% confirm they’re legitimate. This should also give you evidence of any fraud on your account if you suspect your details have been compromised - but you should be pretty safe if you’ve followed some of our tips in this blog!

Use secure Wi-Fi

If, on the off chance, you are out and about for work during the restrictions and you have a few moments to do some online shopping, you should remember that using public Wi-Fi is risky. Whilst it may be convenient when you’re at your local coffee shop or at a train station when commuting, it’s not cyber safe. It’s much safer to make online purchases from your secure home or work Wi-Fi.

How Leeds Credit Union can help with your shopping this Christmas

Hopefully with these tips you should have a safe and secure online shopping experience, but there are more ways we can help with this. We aim to help all of our members without the last-minute stress or financial worries you can get, and with our fair and affordable loans , we can help you afford the discounted products for the upcoming Christmas sales