How to be Frugal & Festive!

 
Christmas can be such an expensive time of year with the average Christmas now costing £821.25 per household. Here’s a few tried and tested life hacks to help you celebrate without breaking the bank..
 

• Buying event presents that can be paid for / saved until the following year, perhaps that's concert tickets where the travel and accommodation can be planned for later.
• Group presents that can be done together: Family ‘Break out room’, ‘JunkYard Golf, GoApe
• Groupon, Wowcher activities that are already discounted
• Enjoy in-store promotions throughout the year and
• Think about buying some key food items already discounted and freeze it now if you can
• DIY personalised hampers - Don’t fork out on expensive pre made hampers that might have 20% of stuff someone wants,get creative and buy single items that you know they’ll love, even if its a jar of marmite! Its makes it really personalised
• Buy a real Christmas tree closer to the Christmas Eve as companies will be wanting to get rid of them quickly and cheaply
• Find hidden local social marketplace bargains
• Double-check Christmas deliveries are specified
• Sort Xmas post early and think about creating your own cards,maybe the kids can help? Also think about E-Cards
• Book train tickets in advance
• Call long-distance relatives using online face video services like Skype

 
Sadly, Christmas isn't jolly for all. If you (or a friend) have worries about the cost of xmas.. Many say, after help, "I finally got a decent night's sleep".
 
If you do find yourself short of funds it might be worth considering planning ahead with an affordable loan from a well-regulated trusted provider.